LAKA X RIESE & MÜLLER CONNECTCARE

Congratulations on your new Riese & Müller Bike and welcome to Laka!

Laka has collaborated with Riese & Müller to offer a range of tailor-made subscriptions to suit you.  

Laka’s Customer service team is ready to process your claims within 72 hours and answer any of your questions!

Here you will find out everything you need to know about the Laka insurance and how you as a Riese & Müller ConnectCare customer can take full advantage of it!

Here to make a claim?
You can only make a claim for what is included in your subscription - please be sure to check what is included in your cover before you make a claim.
make a claim

WHAT IS COVERED BY THE INSURANCE?

Your insurance will depend on the ConnectCare subscription you have chosen for your Riese & Müller bike. All cover applies anywhere in the European Economic Area. There are three subscriptions you can choose from:
All packages include any assessment costs required to repair your bike, and the cost of getting a replacement bike or part delivered to you or your Riese & Müller dealer.
ConnectCare Basic
Thanks to the RX Chip embedded in your bike, in the event of theft, your bike can be located and recovered. If your e-bike cannot be found, is damaged after recovery or if parts have been stolen, you can make a claim for an equivalent e-bike, a free repair or the missing spare part.
Theft from home
Theft away from home
Accidental Loss by a 3rd party
Partial Theft (such as a battery)
Damage in the event of a theft
€500 theft cover for your bike accessories
ConnectCare Smart
Whether your e-bike or individual parts of it are damaged by a fall or an accident, you can claim for your e-bike to be repaired. With no deductable required. All the features of ConnectCare Basic are also included.
Theft from home
Theft away from home
Accidental Loss by 3rd party
Partial Theft (such as battery)
Damage in the event of a theft
€500 theft of and/or damage cover for your bike accessories
Accidental damage or vandalism
ConnectCare Comfort
ConnectCare Comfort offers you comprehensive mobility protection: In the event of a breakdown, we guarantee that we will cover the costs of road-side pick up, up to €200. All the features of ConnectCare Basic and ConnectCare Smart are also included.
Theft from home
Theft away from home
Accidental Loss by 3rd party
Partial Theft (such as battery)
Damage in the event of a theft
€500 theft of and/or damage cover for your bike accessories
Accidental damage or vandalism
€200 emergency expenses
(cover the one-off journey, breakdown assistance or renting a replacement bike after an insured claim).

faqs

Laka x R&M

About Laka

Started in 2017, Laka set out to transform bicycle insurance by connecting passionate cyclists all over Europe to form a community and protect their bikes. A better model for insurance was born through their revolutionary method and their 5-star rated customer service. Now with the Riese & Müller partnership, Laka cover is embedded into your ConnectCare subscription.

What is covered by the insurance?

Your insurance will depend on the ConnectCare subscription you have chosen for your Riese & Müller bike. All cover applies anywhere in the European Economic Area [see countries where I can ride]. There are three subscriptions you can choose from: – All packages include any assessment costs required to repair your bike, and the cost of getting a replacement bike or part delivered to you or your Riese & Müller dealer. –

When does my insurance start?

Your insurance will start as soon as you sign up for one of the ConnectCare packages above, and you will be covered until the expiry date of your subscription.

What happens when my ConnectCare subscription ends?

You can renew your subscription with Riese & Müller within 30 days of your ConnectCare subscription coming to an end. If you renew, your insurance will automatically renew for the period of the new subscription. If you do not renew, your insurance will come to an end. You can get in touch with Laka to organise cover for your bike directly with us if you do not renew your Riese & Müller subscription.

What if I am under 18 years old?

If you have a Riese & Müller bike with an RX Chip that you would like to insure with Laka but happen to be under 18 years old, we do require an over-18-year-old guardian or parent to activate the insurance on your behalf. To do so, please have them fill out their contact details when activating your ConnectCare subscription.

What bikes can I add to my insurance?

You can add as many Riese & Müller bikes, equipped with an RX Chip, as you like. This offer and setup is exclusive to Riese & Müller ConnectCare and you cannot add other types of bikes that aren’t part of a ConnectCare subscription to this policy.

What if I cancel my insurance before the 12 months end?

You are contracted with Riese & Müller for the subscription package you have chosen for a minimum period of 12 months, and this also applies to your cover with Laka. If you have reason for wanting to cancel your subscription, please contact the Riese & Müller customer service teams. You can find the terms and conditions of your subscription [here]. In the case of a cancellation, Riese & Müller will instruct us to cancel your cover on your behalf.

claims

How can I contact the Laka team?

You can get in touch with us via Live Chat by hitting the speech bubble in the bottom left of this webpage.

You can also email us at: support@laka.co.uk.We’re a friendly bunch that likes to help where we can, and loves to chat about bikes at every opportunity.

How do I submit a claim?

A claim link will be provided when reporting a theft or damage via the Riese & Müller My Bike Account. You can also contact the Riese & Müller Customer Care Team if you are unsure what to do. Using this link, you will be asked for two personal identifiers - your email for your My Bike Account, and your bike Frame number. This will trigger an additional link that will be sent to your email address - this will take you to Laka where you can complete your claim. Remember, you can only make a claim for what is included in your subscription - please be sure to check what is included in your cover before you make a claim.

What happens when I make a claim?

When you make a claim, we ask you to record a video statement. It’s easiest to do this from your phone, you can upload the video directly into your claim. Don’t worry if you aren't looking your best, or if it isn't your day, we are mainly interested in what you say! Make sure that we can clearly hear you and that we can see your face.

To make the claims process quicker, please make sure to include as much of the following as possible:

Who you are and where you live

When and where the incident happened

How the incident happened

As a reminder, you’ll need to provide the following when submitting a claim:

A police report number

Photographic evidence you collected of the theft incident (if you were able to)

Evidence of your repair estimates from your bike shop in the case of damage

Proof of a Laka approved lock if the bike was stolen from a public location (see your insurance certificate for the full list of approved locks)

Claims at Laka are processed and handled in English, French, German and Dutch. If you need further language accommodations, or you have lost your claim link, please let us know by using our Live Chat using the speech bubble in the bottom left of the page, or contact us via support@laka.co.uk.

locking and storage

How can I keep my Bike safe?

You must secure your bicycle to an immovable object at all times when parked away from your home and when a storage location is not solely controlled by you. You need to use a lock that complies with one of the below ratings. If you have purchased from Riese & Müller, your lock will be compliant.

ABUS (security 10 or higher);

VdS approved (A+ or B+) (AXA hiplock, Kryptonite, Linka (with a chain), Master lock, Texlock, Trelock) ;

ART (category 2 or higher) ;

FUB (2 wheels or higher);

Sold Secure Silver (or Gold);

U-Lock OnguardSRA

Meeting these requirements is also the only way we can legally process your claim.

What is meant by “home”?

Your home is the address where your bicycle is usually kept, as shown on your policy schedule.

Your home must be a private storage location.

A private storage location is a secure, locked location, the access to which is controlled solely by you.

If you’re travelling with your bike, we’ll consider wherever you’re staying to be your home temporarily for up to 120 days.

Is my bike covered in my shed/garage?

Yes, your bike is covered when stored in a locked shed or garage provided it’s private, secure, and locked. You can find more information on this in your policy wording.

If you’re not sure about where to keep your bike, you can contact us via Live Chat by hitting the speech bubble in the bottom left of our website.

Recovery

What happens when my bike is stolen?

When you report a theft in your ConnectCare account, Riese & Müller will start to track your bike, and collaborate with the police to find and secure it. Recovered bikes will be handed over to a police station, and depending on the distance from your home this can either be picked up by you from the station, or the Riese & Müller team can organise transport of the bike to your preferred dealership.

What if my bike is not recovered?

In the unfortunate case that your bike is not recovered, you can start a claim with Laka using the link provided.